Money Lending must be a good business. It is impossible not seeing the advertisement like the pictures below. We see it on the newspapers, or you may have thrown many of these ad that were found on your car window, mailbox… Most are very “secret”, only got phone numbers but no name is listed.
I don’t know if they are loan sharks. There is one saying, “Money lent is money spent.” I had bad experience lending money to a friend. When he wanted to borrow money, he begged, almost fell on his knee. Ok lah, lend the $ to him. After that, he was like vaporised. Never look for me, never answer my call. If I found him and reminded him, then he answered impatiently, “OK LAH, OK LAH!!! I paid you back next month!!!” Then no news again for months. Next time I saw him, he looked at me fiercely, like I killed his father. End up I begging for his mercy to return the money (but he never did). I didn’t really mind about the money. I only felt so sad that I helped him as a friend, and he toyed and fucked with me. It is absolutely no fun being taken advantage of.. by a friend. I only can say that I was blind to believe his promise. My dad also lent money to his “friends” and what he got? Bounced cheques and “black” faces… They have money to buy luxury stuffs but have no money to pay you. And they wish you are tired of asking and never ask for the money back again. You will not forget their ugly faces.
I believe loan sharks are also “business” people. They will love to have a happy and continuing relationship with their customers. People borrow $ from them and return it on time, with intere$t, so both sides got what they want. If they have the choice, they may not use extreme / violence method to force the debtors to pay the debt. I don’t mean that they are doing the right thing. But for certain debtors, “No Pain (to debtor), No Gain (to money lender)” method is probably more effective. Not all debtors are “innocent” or victim. If you can’t get your money back, you are really a victim. Don’t get me wrong. I don’t like loan sharks. Anyway, they exist because some people want them.